The most significant risks for you are • Litigation by Unhappy Customer • Property Damage due to Fire • Third Parties get Injured on Campus
Health Care Provision by Indian Employers(%) 
Health benefits are a valuable differentiator, irrespective of the size of the company. Hospitalization and personal accident cover seem to be the most widely provided health benefits in India. Almost 96% of the companies provide hospitalization and 93% provide Personal Accident cover to their employees.Disability, Critical Illness and domiciliary cover are also provided by more than 50% of the employers.
Your Industry Risks
Key Employees Fall Critically Ill or Die
Due to a sedentary lifestyle, even younger generation is also suffering from life-threatening critical ailments like cancer, chronic kidney disease and strokes. According to the World Health Organisation (WHO), every year nearly 1.7 billion hearts stop working. Key persons in management, board and leadership, falling critically Ill is a serious risk to your organization with a possible impact on revenue & profitability also. A critical illness in a family can also spell financial disaster. The situation becomes worse if the breadwinner loses his/her job due to critical ailments.
Ill Health
The health and safety of employees is the biggest priority for businesses these days. Your staff could fall ill with a chronic illness such as Diabetes, hypertension or backache or a deadly infectious disease such as HIV, Hepatitis B, SARS, H1N1, Ebola or Covid-19 to name a few. Employees with ill health not only hurt productivity but also end up infecting other employees. Employee's Ill health is a serious business risk for people-centric organizations.
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